HOMS InsightsMarket analysis, engineering deep-dives, and AI explainers from the HOMS team.https://homsgroup.ca/en-caWelcome to HOMShttps://homsgroup.ca/insights/hello-homs/https://homsgroup.ca/insights/hello-homs/Why we're building a real estate practice where engineering, data, and finance lead the conversation — not the other way around.Mon, 18 May 2026 00:00:00 GMTbrandmanifestoMoji DargahiThe stress test is the budget — not the contract ratehttps://homsgroup.ca/insights/stress-test-vs-reality/https://homsgroup.ca/insights/stress-test-vs-reality/Why every BC buyer should set their target list price from the stress-tested payment, not the rate the broker quoted.Tue, 05 May 2026 00:00:00 GMTmortgagebuyersstress testMoji DargahiReading a strata depreciation report like an engineerhttps://homsgroup.ca/insights/strata-depreciation-reports/https://homsgroup.ca/insights/strata-depreciation-reports/The five sections every BC condo buyer should review — and the three line items that should change your offer.Wed, 22 Apr 2026 00:00:00 GMTengineeringbuyersstrataMoji Dargahi