Field notes from HOMS.
One long-form post per week. Market analysis, engineering deep-dives, AI explainers, and the methodology behind every HOMS recommendation.
Federal-Provincial Housing Misalignment: How Ottawa's 2026 Budget Could Undermine BC's Development Strategy
Federal tax incentives and lending rules may clash with BC's streamlined approval process, creating uncertainty for developers and buyers.
BC market pulse: November 2026
43,789 active listings (-1.9% over four weeks), median asking $799,999 at $560/sqft, week of October 26.
The Doerkson Mandate: What a BC Conservative Majority Means for Development Approvals
New BC government signals policy shift. Here's what homeowners and developers should watch in housing's first 100 days.
Housing Mandates on the Ballot: What GVR Mayoral Candidates Are Actually Committing To
GVR's mayoral race reveals stark divides on density, Missing Middle housing, and provincial legislation—here's what candidates are promising.
First-Time Buyer Programs in BC: A Side-by-Side Comparison of What's Actually Available
Breaking down BC and federal first-time buyer assistance programs, eligibility requirements, and real down payment help.
Why Real Estate Attracts BC's Next Generation: Career Insights from BCREA's 50 Years
BCREA's milestone reveals what draws professionals to BC real estate—and what's changing about the career.
Toronto's Infill Breakthrough: What BC Zoning Reform Could Look Like in 2027
Toronto's infill housing data signals regulatory shifts that could reshape Metro Vancouver's zoning landscape within 18 months.
Rate Hikes Coming in 2027: What BC Homebuyers Should Know Now
Markets are pricing in three BoC rate hikes by mid-2027. Here's what that means for BC real estate affordability.
Greater Vancouver's H2 2026 Market: Why Softness Persists Despite Inventory Gains
GVR's latest forecast reveals softer-than-expected sales in H1 2026, with economic uncertainty and trade tensions continuing to weigh on the market.
Mortgage Fraud Alert: How BC Property Owners Can Protect Their Equity
LTSA warns of mortgage fraud targeting BC homeowners. Here's what property owners need to know to protect their assets.
BC's Construction Investment Slowdown: What June 2026 Data Reveals
Statistics Canada data shows BC driving residential declines while single-family construction gains. What this means for your market.
The Affordability Gap: How Vancouver's Below-Market Housing Promises Are Disappearing
Vancouver's rental projects are quietly reversing below-market commitments. What renters need to know.
Wildfire Impact on BC Real Estate: What Homeowners Need to Know
How 2026 wildfires are reshaping BC property values and insurance landscapes for affected communities.
Strata Depreciation Reports: What BC Real Estate Professionals Need to Know
Understanding strata depreciation report mandates and their impact on BC property valuations and buyer decisions.
The Great Migration: Why Young Metro Vancouver Families Are Leaving
Young families are fleeing Metro Vancouver for affordable housing and lifestyle elsewhere in B.C.
Welcome to HOMS
Why we're building a real estate practice where engineering, data, and finance lead the conversation — not the other way around.
The stress test is the budget — not the contract rate
Why every BC buyer should set their target list price from the stress-tested payment, not the rate the broker quoted.
BC Property Transfer Tax: What the calculator doesn't tell you
PTT is the largest closing cost most buyers forget to model. Here's the full structure, the first-time-buyer exemption thresholds, and three scenarios where you pay more than you expect.
Reading a strata depreciation report like an engineer
The five sections every BC condo buyer should review — and the three line items that should change your offer.
Cap rate vs. cash-on-cash: which number actually matters in Metro Vancouver
Both ratios measure investment returns. In a leveraged Metro Vancouver market, they tell completely different stories — and confusing them is how investors overpay.
How to read a BC strata depreciation report in 15 minutes
Every BC strata must produce one. Most buyers skip them. Here's a systematic read that takes 15 minutes and surfaces the three numbers that actually matter for your offer price.
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